Current as of
"CREDIT COUNSELLING" IS ALSO SOMETIMES
CALLED A "DEBT MANAGEMENT PROGRAM"
Your budget determine which creditors you want the credit counselling service to contact on your behalf.
Negotiate a payment plan with your creditors
Get a consolidation loan
Use Credit Counselling service to negotiate a payment plan
Use a Trustee in Bankruptcy to make a consumer proposal
Declare Bankruptcy wiping out most of your debts
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