Current as of
This is not legal advice.
A bill collector or collection agency is not required to tell you what your rights are. It is up to you to find that out for yourself.
Eventually you will have to settle with your creditors
if you ever want to rent an apartment, get a credit card, a mortgage, lease, car or anything else bought on credit.
(There will be minor variations from province to province,
but in general these rules will apply for your area)
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