Accident benefits in Ontario
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IF YOU ARE INVOLVED IN A CAR, MOTORCYCLE, BICYCLE, SLIP & FALL OR TRANSIT ACCIDENT

The following is based on Ontario law. Similar rules apply in the other provinces.

Please check with your legal advisor for correct, complete and current information. This is not legal advice.
It is for information only and may not apply to your situation.

 

  • Make sure the accident is recorded and reported to the Police.

  • Obtain a copy of the police report and/or the collision centre report.

  • Record names and phone numbers of witnesses.

  • Keep a full record of any expenses you incur as a result of your accident (ie: ambulance, medication, etc.).

  • You should not speak to any insurance company without first obtaining legal advice.

  • Report the accident to your insurance company and or the Transit company.

  • Most importantly trauma can mask pain of some injuries such as whiplash. Make sure you are properly examined by a physician even if you feel OK.

   

YOU ARE ENTITLED TO FOLLOWING BENEFITS NO MATTER IF YOU WERE AT FAULT OR NOT

  • Income Replacement Benefits (80% of lost income) or $1280 a month if student.

  • Medical Care such as Physiotherapy, Chiropractic, Massage, Psychotherapy, Counseling, Medications, Dentistry, Orthotics, Prosthetics, Glasses, Acupuncture, etc.

  • up to a maximum of $100,000

  • Attendant Care Benefits ($1280 monthly) and Housekeeping ($400 monthly)

  • Care Giver Benefits ($250 for 1 st child and $50 for each additional child)

  • Permanent Disability and Lost Limbs Benefits (Up to $3,000,000)

  • Gym Membership or Exercise Equipments

  • Death Benefits

  • Counseling For Family Members of Accident Victims

  • Travelling Costs of Family Members to Visit and Accompany Accident Victim & many other benefits


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