HERE ARE THE PROBLEMS:
Credit Problems Ruining Your Life?
Do You Have Money or Credit Problems?
Credit problems Warning signs Credit Danger Signals
What creditors can legally do if you do not pay
When you are facing collection agencies, credit turn downs, inaccurate credit bureau information, bankruptcy, there are many services which can help.
Start by obtaining your credit bureau report so you can see exactly what is being said about you.
A bad credit bureau report not only affects credit, it can hurt employment, getting an apartment and many other areas of day to day life.
You need to face up to your problems and deal with them. They will not go away by themselves.
COLLECTION AGENTS CALLING?
Collection Agencies and you
- What to do when the collection agency calls
- Do not speak to a collection agent
- How to respond when bill collectors call
- Collection Agency Tricks and Tactics
- Debt Collection Specialists AKA Collection Agencies
Credit Repair Scams
- Credit Repair Fraud: All Credit Repair offers are a fraud and a scam Do not get taken in. Rebuild your credit properly
Pay Day Loans:
- Pay day loan fraud: Pay Day Loans charge outrageous interest rates sometimes exceeding 60%. Avoid them at all costs. Quasi legal loan sharking?
If you need pay day loans you need help. You are just robbing Peter to pay Paul and it will catch up to you very quickly.
- About Identity Theft
- More about Identity Theft
HERE ARE THE SOLUTIONS:
Bankruptcy, All About
- Consumer Proposals
- What is Bankruptcy
- What is a Trustee in Bankruptcy?
- Find a Trustee
- List Your Trustee Company
Credit Counselling Services across Canada
- About Credit Counselling Services
- Choose Credit Counsellors Carefully
- Find Credit Counsellors in Your Area
- Credit Counselling Companies' Ads on CanLaw
CREDIT RATING AND SCORING EXPLAINED
Credit grantors use your Credit Score and Rating to assess your credit worthiness. A poor score means poor credit and automatic turn downs.
There are two basic types of credit reports: Credit Rates and Credit Scores. Monitor both twice a year.
- Monitor Your Credit Ratings Twice a Year.
- Your Credit ReportAbout Your Credit Report
- How is your credit score calculated?
- All About Credit Scores
- Why Did I Get That Particular Credit Score?
- Credit Score FAQs
- Basic Credit Report Order Form
Credit Reporting Law
- The Law Governing Your Credit Bureau The Consumer Reporting Act
- Owe Back Taxes? Revenue Canada Amnesty Program
Complaints? Consumer Affairs Offices in Canada
Can you afford that Real Estate? Software lets you figure it out on CanLaw